A fraud transaction was made on the internet through my HDFC Bank credit card. I got my card blocked immediately. My card showed a debit balance for 1 year. A replacement card was issued by HDFC Bank to me, after reversal of the transaction amount and charges. However, I am not able to get new card from other credit card companies because of my name in defaulter list (CIBIL/ Stayam’s Defaulter list). How can I get a new card and remove my name from defaulter list?
