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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; Economy</title>
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	<link>http://blog.apnapaisa.com</link>
	<description>Get Smart</description>
	<pubDate>Mon, 30 Aug 2010 12:12:00 +0000</pubDate>
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			<item>
		<title>budget wishlist for 2010</title>
		<link>http://blog.apnapaisa.com/2010/02/19/budget-wishlist-for-2010/</link>
		<comments>http://blog.apnapaisa.com/2010/02/19/budget-wishlist-for-2010/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 10:26:03 +0000</pubDate>
		<dc:creator>Harsh Vardhan Roongta</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[budget wishlist]]></category>

		<category><![CDATA[Direct Tax Code]]></category>

		<category><![CDATA[education]]></category>

		<category><![CDATA[Finance Minister]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[NGO`s]]></category>

		<category><![CDATA[Post office]]></category>

		<guid isPermaLink="false">http://blog.apnapaisa.com/?p=1857</guid>
		<description><![CDATA[I AM at it again…making pre-budget wish list for this year’s budget. Given the background behind the forthcoming budget and realising that the Finance Minister has little to give away by way of financial sops I am going to be a little circumspect about my wish list from this budget.
The biggest expectation is about the [...]]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2010/02/19/budget-wishlist-for-2010/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is it the end of recession?</title>
		<link>http://blog.apnapaisa.com/2009/09/01/is-it-the-end-of-recession/</link>
		<comments>http://blog.apnapaisa.com/2009/09/01/is-it-the-end-of-recession/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 06:07:11 +0000</pubDate>
		<dc:creator>Nausheen Khakiani</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[business cycle]]></category>

		<category><![CDATA[corporate earnings]]></category>

		<category><![CDATA[Inflation]]></category>

		<category><![CDATA[IPO]]></category>

		<category><![CDATA[Oil]]></category>

		<category><![CDATA[Patni]]></category>

		<category><![CDATA[recession]]></category>

		<category><![CDATA[WPI]]></category>

		<guid isPermaLink="false">http://blog.apnapaisa.com/?p=1673</guid>
		<description><![CDATA[Detailed highlights on the indicators protraying the mellowing down of recession.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2009/09/01/is-it-the-end-of-recession/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Hit and misses of 2008!!!</title>
		<link>http://blog.apnapaisa.com/2009/01/21/hit-and-misses-of-2008/</link>
		<comments>http://blog.apnapaisa.com/2009/01/21/hit-and-misses-of-2008/#comments</comments>
		<pubDate>Wed, 21 Jan 2009 11:28:58 +0000</pubDate>
		<dc:creator>Prateek</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=1145</guid>
		<description><![CDATA[Looking back at 2008!!]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2009/01/21/hit-and-misses-of-2008/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Risk of underestimating risk</title>
		<link>http://blog.apnapaisa.com/2008/12/07/risk-of-underestimating-risk/</link>
		<comments>http://blog.apnapaisa.com/2008/12/07/risk-of-underestimating-risk/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 15:06:28 +0000</pubDate>
		<dc:creator>Prabhat Varma</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[business risk]]></category>

		<category><![CDATA[cash flow at risk]]></category>

		<category><![CDATA[counterparty risk]]></category>

		<category><![CDATA[credit risk portfolio model]]></category>

		<category><![CDATA[credit scoring model]]></category>

		<category><![CDATA[delta normal method]]></category>

		<category><![CDATA[financial risk]]></category>

		<category><![CDATA[historical simulation method]]></category>

		<category><![CDATA[inflation risk]]></category>

		<category><![CDATA[interest rate risk]]></category>

		<category><![CDATA[liquidity risk]]></category>

		<category><![CDATA[market risk]]></category>

		<category><![CDATA[market risk derivative instruments]]></category>

		<category><![CDATA[Merton model]]></category>

		<category><![CDATA[Monte Carlo simulation method]]></category>

		<category><![CDATA[operational risk]]></category>

		<category><![CDATA[political risk]]></category>

		<category><![CDATA[portfolio diversification]]></category>

		<category><![CDATA[risk]]></category>

		<category><![CDATA[risk identification]]></category>

		<category><![CDATA[risk management]]></category>

		<category><![CDATA[risk management committee]]></category>

		<category><![CDATA[risk measurement]]></category>

		<category><![CDATA[risk mitigation]]></category>

		<category><![CDATA[risk-measurement models]]></category>

		<category><![CDATA[scenario analysis]]></category>

		<category><![CDATA[sovereign risk]]></category>

		<category><![CDATA[stress testing]]></category>

		<category><![CDATA[technology risk]]></category>

		<category><![CDATA[VAR]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=1075</guid>
		<description><![CDATA[Risk is all-pervasive. Wherever there is uncertainty, risk prevails. The concept of risk is omnipresent from the existence of mankind, but now it has become more relevant due to interdependence of economies throughout the globe.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/12/07/risk-of-underestimating-risk/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The funda of fundamentals</title>
		<link>http://blog.apnapaisa.com/2008/11/21/the-funda-of-fundamentals/</link>
		<comments>http://blog.apnapaisa.com/2008/11/21/the-funda-of-fundamentals/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 12:27:13 +0000</pubDate>
		<dc:creator>Anurag Sharma</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Equities]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[benchmark index]]></category>

		<category><![CDATA[Bombay Stock Exchange]]></category>

		<category><![CDATA[BSE Sensex]]></category>

		<category><![CDATA[critcal economic sectors]]></category>

		<category><![CDATA[GDP]]></category>

		<category><![CDATA[gross domestic product]]></category>

		<category><![CDATA[investment norms]]></category>

		<category><![CDATA[Sensex]]></category>

		<category><![CDATA[stock market]]></category>

		<category><![CDATA[stock pick]]></category>

		<category><![CDATA[stock prices]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=1027</guid>
		<description><![CDATA[Imagine buying a stock at Rs 100, probably on the suggestion of a friend, neighbor, aunt, girlfriend, hoping to double, triple your money, touching the lunar surface in no time...]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/21/the-funda-of-fundamentals/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Financial Checklist</title>
		<link>http://blog.apnapaisa.com/2008/11/11/593/</link>
		<comments>http://blog.apnapaisa.com/2008/11/11/593/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 12:27:43 +0000</pubDate>
		<dc:creator>Priyesh Shah</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[annual premium details]]></category>

		<category><![CDATA[antiques]]></category>

		<category><![CDATA[art]]></category>

		<category><![CDATA[bank account nos. bank branch details]]></category>

		<category><![CDATA[bank fixed deposits]]></category>

		<category><![CDATA[bonds]]></category>

		<category><![CDATA[checking account]]></category>

		<category><![CDATA[credit card details]]></category>

		<category><![CDATA[current account]]></category>

		<category><![CDATA[financial checklist]]></category>

		<category><![CDATA[financial literacy]]></category>

		<category><![CDATA[insurance details]]></category>

		<category><![CDATA[insurance nominee]]></category>

		<category><![CDATA[investments]]></category>

		<category><![CDATA[jewelry]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[loan details]]></category>

		<category><![CDATA[Mediclaim]]></category>

		<category><![CDATA[mutual fund investments]]></category>

		<category><![CDATA[mutual funds]]></category>

		<category><![CDATA[nomination papers]]></category>

		<category><![CDATA[original purchase agreement]]></category>

		<category><![CDATA[owned properties]]></category>

		<category><![CDATA[PAN]]></category>

		<category><![CDATA[permanent account number]]></category>

		<category><![CDATA[policy holders]]></category>

		<category><![CDATA[post office account]]></category>

		<category><![CDATA[PPF]]></category>

		<category><![CDATA[PPF account]]></category>

		<category><![CDATA[public provident fund]]></category>

		<category><![CDATA[real estate investments]]></category>

		<category><![CDATA[registration papers]]></category>

		<category><![CDATA[savings account]]></category>

		<category><![CDATA[shareholding certificates]]></category>

		<category><![CDATA[sum assured]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=593</guid>
		<description><![CDATA[It is said that &#8220;If we all perform our duties meticulously then we are surely on the path of prosperity.&#8221; Every individual should be aware about his or her duties towards family members, relatives, friends, and society. In addition to social responsibilities, it is imperative that every individual should also have basic financial literacy.
To take [...]]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/11/593/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tougher recovery norms - new option to buy used cars</title>
		<link>http://blog.apnapaisa.com/2008/11/11/tougher-recovery-norms-new-option-to-buy-used-cars/</link>
		<comments>http://blog.apnapaisa.com/2008/11/11/tougher-recovery-norms-new-option-to-buy-used-cars/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 11:20:05 +0000</pubDate>
		<dc:creator>Pooja Gawde</dc:creator>
		
		<category><![CDATA[Car Loans]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Inflation]]></category>

		<category><![CDATA[bank repossession]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[equated monthly installments]]></category>

		<category><![CDATA[increasing car prices]]></category>

		<category><![CDATA[increasing costs]]></category>

		<category><![CDATA[inflationary pressures]]></category>

		<category><![CDATA[interest rates]]></category>

		<category><![CDATA[lending norms]]></category>

		<category><![CDATA[luxury cars]]></category>

		<category><![CDATA[old cars]]></category>

		<category><![CDATA[price falls]]></category>

		<category><![CDATA[recovery agents]]></category>

		<category><![CDATA[repossessed cars]]></category>

		<category><![CDATA[repossession]]></category>

		<category><![CDATA[rising interest rates]]></category>

		<category><![CDATA[used cars]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=581</guid>
		<description><![CDATA[Increasing costs of steel and other such inputs have already led to an increase in car prices. Add to that the sky-rocketing fuel prices and owning a car becomes bloody expensive.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/11/tougher-recovery-norms-new-option-to-buy-used-cars/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Straddle Strategy</title>
		<link>http://blog.apnapaisa.com/2008/11/08/straddle-strategy/</link>
		<comments>http://blog.apnapaisa.com/2008/11/08/straddle-strategy/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 19:50:41 +0000</pubDate>
		<dc:creator>Hiral Thanawala</dc:creator>
		
		<category><![CDATA[Derivatives]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Featured]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[call option]]></category>

		<category><![CDATA[emergin markets]]></category>

		<category><![CDATA[equity markets]]></category>

		<category><![CDATA[high volatility]]></category>

		<category><![CDATA[put option]]></category>

		<category><![CDATA[straddle strategy]]></category>

		<category><![CDATA[strike price]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=636</guid>
		<description><![CDATA[The equity markets were up with a bang. The bulls had a party and celebrations post Diwali festival. It is considered as a remarkable recovery from the bottom. Well, it seems difficult to talk about whether this bull party will last for a long time.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/08/straddle-strategy/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Demystifying rates</title>
		<link>http://blog.apnapaisa.com/2008/11/06/demystifying-rates/</link>
		<comments>http://blog.apnapaisa.com/2008/11/06/demystifying-rates/#comments</comments>
		<pubDate>Thu, 06 Nov 2008 11:44:45 +0000</pubDate>
		<dc:creator>Kapil Mokashi</dc:creator>
		
		<category><![CDATA[Banking]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[approved securities]]></category>

		<category><![CDATA[basis points]]></category>

		<category><![CDATA[bps]]></category>

		<category><![CDATA[call money rates]]></category>

		<category><![CDATA[cash]]></category>

		<category><![CDATA[cash reserve ratio]]></category>

		<category><![CDATA[CRR]]></category>

		<category><![CDATA[economic growth]]></category>

		<category><![CDATA[gold]]></category>

		<category><![CDATA[Home Loans]]></category>

		<category><![CDATA[liquidity management]]></category>

		<category><![CDATA[lower interest rates on personal loans]]></category>

		<category><![CDATA[macro economic data]]></category>

		<category><![CDATA[market liquidity]]></category>

		<category><![CDATA[RBI]]></category>

		<category><![CDATA[Repo rate]]></category>

		<category><![CDATA[Reserve Bank of India]]></category>

		<category><![CDATA[reverse repo rate]]></category>

		<category><![CDATA[SLR]]></category>

		<category><![CDATA[statutory liquidity ratio]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=589</guid>
		<description><![CDATA[On Saturday, November 1 2008 the RBI cut CRR by 100 basis points (50 bps effective October 25 and 50 bps effective November 8) to 5.5%. Further the repo rate was reduced by 50 bps to 7.5%.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/06/demystifying-rates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>You and me!</title>
		<link>http://blog.apnapaisa.com/2008/11/05/you-and-me/</link>
		<comments>http://blog.apnapaisa.com/2008/11/05/you-and-me/#comments</comments>
		<pubDate>Wed, 05 Nov 2008 15:42:05 +0000</pubDate>
		<dc:creator>Anurag Sharma</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Equities]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[FIIs]]></category>

		<category><![CDATA[foreign institutional investors]]></category>

		<category><![CDATA[middle class]]></category>

		<category><![CDATA[Sensex]]></category>

		<category><![CDATA[small investments]]></category>

		<category><![CDATA[small investors]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=563</guid>
		<description><![CDATA[It took $500 billion in asset write-downs to bring the more than $13 trillion-dollar American economy to nearly a grinding halt with a list of casualties that would have been the envy of any asset manager in happier times.]]></description>
		<wfw:commentRss>http://blog.apnapaisa.com/2008/11/05/you-and-me/feed/</wfw:commentRss>
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