Featured
A format for pre school education in india
…When innocent eyes give way to independent looks When small little hands gesture you to go and let things be…. …When soft gurgles slowly get replaced with commands ! It is time for you to realize that your bundle of joy is growing up. Your cuddly little baby has set himself firmly on a growth route. And that [...]
Banking, Featured, Grievances, Home Loan, Home Loans, Loan, Loan Against Property, Loans, home loan issues
Bank not reducing your Home loan rate? Make a phone Call
Interest rates on home loans for new consumers have come down by around 4% since September end 2008 but consumers who had the misfortune to take their loan before that have only seen their rates drop by around 1.50% – 2.25%. We are inundated with anguished queries from existing customers where they raise concern about [...]
Featured, Financial Planning, Home Loan, Home Loans, Investment, Loan, Loans, Retirement Planning, Retirement Planning, Reverse Mortgage
Your best retirement plan – Buy another house!
Most people build a nest egg for their retirement by investing a regular sum of money into a Systematic Investment Plan (SIP) of a mutual fund or buy a pension plan from an insurance company or regularly invest in a bank recurring deposit or government backed instruments such as PPF and NSC, etc. A very [...]
Featured, Home Loan, Loan
SBI declares war : wants to capture pole position in home loan mart
The home loan war seems to be hotting up. The private sector players (HDFC, ICICI, Axis,LIC housing Finance) are all providing loans at around 9.25% floating to their new consumers (including to existing borrowers of other banks wishing to shift their loans). For once the PSU banks seem to be using attractive structured offerings to provide stiff competition to the private lenders.
Featured, Health Insurance, Insurance
Cheap is not necessarily the best - How to decide which mediclaim policy to buy
Health care costs for hospitalization in India have risen sharply in recent years in tandem with global trends. Many a family has seen their financial planning go for a complete toss due to unexpected costs on hospitalization of a family member. Also due to increasing exposure to media there is a far bigger consciousness about [...]
Health Insurance, Life Insurance, ULIPs
Need funds to send your child to B School? Quit Smoking!
Posted on 27 August 2010
Now all of us know that Smoking is injurious to health (thanks to the government regulations that require a prominent skull and bones and a written warning to be printed on all cigarette packets). A somewhat less prominent written warning is also printed on all gutka pouches and packets. Apart from the direct money spent [...]
Continue Reading
Banking, Banking issues, Credit Card, Loan, home loan issues
Picking up the pieces – slowly but surely!
Posted on 11 August 2010
An old colleague called me up after reading one of my articles. We spent some time reminiscing about the old times and the people we had worked with before he came to the real reason he had called me. I knew he had lost his job in 2009 and his divorce had also put a [...]
Continue Reading
Health Insurance, Insurance, Life Insurance, Tax Benefits, ULIPs
Income tax benefits for senior citizens
Posted on 19 July 2010
It is often said that the true character of a society is judged by how it treats its elders. The senior citizens of a country need to be taken care of by the society in general and by their children in particular.
Now a days lot of benefits have been granted to senior citizens in India [...]
Continue Reading
Health Insurance, Insurance, Tax Benefits
Special tax benefits for people with special needs
Posted on 19 July 2010
As it is the rising inflation and higher costs of medical treatments have made life difficult for an average person. What to talk of woes of those who have handicapped person to support where he is concurrently spending on the treatment.
Thus to mitigate these financial hardships faced by the handicapped persons and [...]
Continue Reading
Health Insurance, Insurance
Niramaya - Specially designed for ‘Special Needs’ people!
Posted on 12 July 2010
Taking into account the overwhelming response to my article captioned
“Benefits for Special Needs People” in DNA on June 15, 2010 having mention of Insurance scheme Niramaya administered by The National Trust, and subsequent requests for the details of the scheme, I am giving the details of Niramaya in this article.
Niramaya is the Insurance [...]
Continue Reading
Life Insurance, ULIPs
ULIPs will necessarily have to be sold as long-term protection cum savings products
Posted on 09 July 2010
With the inter-regulatory spat over ULIPs being firmly settled in its favor, IRDA has taken very little time in announcing sweeping new regulations that will change the very essence of how ULIPs are structured and sold today.
So what are the significant changes and how will it change how ULIPs are sold. The changes are [...]
Continue Reading
Banking, Car Loans, Home Loan, Home Loans, Loan, Personal Loans, Teaser loans
The Base Rate regime - Will it make a difference?
Posted on 07 July 2010
The biggest complaint of loan consumers in India who have taken loans on a floating rate has been that lenders are quick to raise rates for them when interest rates rise in the market but are very reluctant to reduce their interest rates when market interest rates drop. Till June 30, 2010 the floating rate [...]
Continue Reading
Life Insurance, ULIPs
Insurance Advisor - Equipped well to undertake turnkey job!
Posted on 19 June 2010
Recently I came across a newspaper report mentioning the number of insurance policies being lapsed. According to the said report, during the year 2009, insurance policies worth Rs. One trillion had lapsed and their number was over 9 lacs. And this number did not account Unit Linked Insurance Plans [...]
Continue Reading
Banking, Banking issues, Home Loan, home loan issues
Is India a single country?
Posted on 31 May 2010
And No, this question is not asked in the political context with our Northeastern borders racked by chronic insurgency and of course the unrest in J & K.
It is not even in the context of a common single market where many foreign direct investors will testify that this is not just a rhetorical question. [...]
Continue Reading
Health Insurance, Insurance issues, Life Insurance
Know what your Mediclaim policy does not cover?
Posted on 21 May 2010
“I have a mediclaim policy for the last 5 years for myself and my wife. We were recently blessed with a child. The only thing that marred the joyful experience was the refusal of the TPA to reimburse the expenditure of Rs. 23,000 incurred during the hospitalization of my wife while giving birth. Is the [...]
Continue Reading
|
|
-
CATEGORIES
- Arbitrage (2)
- Auto Insurance (1)
- auto loan issues (3)
- Banking (25)
- Banking issues (39)
- Car Loans (6)
- Credit Card (26)
- Credit Card Issues (34)
- Debt (6)
- Derivatives (10)
- Donation (1)
- Economy (23)
- Education Loans (8)
- Equities (15)
- Featured (28)
- Financial Planning (39)
- Grievances (83)
- Health Insurance (30)
- Home Loan (43)
- home loan issues (15)
- Home Loans (34)
- Householders' insurance (2)
- Inflation (2)
- Insurance (54)
- Insurance issues (12)
- Investment (53)
- Life Insurance (30)
- Loan (71)
- Loan Against Property (7)
- Loans (50)
- Loans for education (8)
- Motor Insurance (2)
- Mutual Fund (16)
- Non banking finance (1)
- personal accident issues (4)
- Personal Loan (19)
- Personal Loans (9)
- Portfolio Management Service (4)
- Portfolio Management Service (2)
- Retirement Planning (6)
- Retirement Planning (13)
- Reverse Mortgage (5)
- Reverse Mortgage Issues (1)
- Secured loans (7)
- Tax Benefits (3)
- Teaser loans (5)
- Travel Insurance (3)
- ULIPs (12)
- Uncategorized (5)
-
AUTHORS (74)
- Abhi Chakravarty (1)
- Abhishek K Singh (7)
- Amar Joshi (1)
- Ameet S (1)
- Anup Sreenivasan (1)
- Anurag Sharma (3)
- Aruj Agarwal (1)
- Ashish Kolhe (1)
- Balwant Jain (6)
- Basha Shaikh (17)
- Bhakti Maru (6)
- Bharat Parekh (3)
- Bichitra Mahapatra (1)
- Bienu Vaghela (2)
- Deepa Chauhan (1)
- Durva Lakhlani (1)
- Fiza Khan (1)
- Greha Mataliya (6)
- Harsh Vardhan Roongta (66)
- Hiral Thanawala (6)
- inxreddy (1)
- Jaishank Gupta (1)
- Jay Kale (4)
- Jubin Vora (1)
- Kairav Shah (2)
- Kapil Mokashi (2)
- Kavita123 (1)
- Kewal Rawat (1)
- Kirtan Shah (2)
- Kishore Gosrani (1)
- Kishore Kale (1)
- Krishna Ravi (8)
- madsuin (1)
- Mitee.S (1)
- Mithila Bhola (1)
- Monica Asher (1)
- mrp489 (1)
- Name Withheld (40)
- Nausheen Khakiani (6)
- Naveen Fernandes (5)
- Nazira Lala (1)
- Ninad Mondkar (2)
- Nita Menezes (1)
- Nitin Agarwal (1)
- Pooja Bhola (1)
- Pooja Gawde (16)
- Prabhat Varma (2)
- Prateek (1)
- Prem Batreja (1)
- Priyesh Shah (2)
- Radhika Chandramohan (3)
- Raima Bhula (1)
- Rajesh Bajaj (1)
- Rajesh Zade (1)
- Ram Valia (8)
- ranjeet.singh (1)
- Rashi Jain (1)
- Reuben Doyle (1)
- Rishikesh.G (1)
- ritvik123 (1)
- Sangeeta Varyani (1)
- Sara Jain (1)
- Sarika Suratkar (3)
- Savita Nathawat (2)
- Sharath Premnath (2)
- Subhasis.M (1)
- Suraj S. Kapur (1)
- Swati Kedia (1)
- tanvir.chaudhery (1)
- Ushma Shah (11)
- V S Arun Kumar (1)
- Vijay Chand (1)
- Vinita Kohli (2)
- Zahir Kachwalla (2)
-
ARCHIVES (291)
- August 2010 (2)
- July 2010 (5)
- June 2010 (1)
- May 2010 (5)
- April 2010 (12)
- March 2010 (2)
- February 2010 (9)
- January 2010 (2)
- December 2009 (9)
- October 2009 (5)
- September 2009 (5)
- August 2009 (7)
- July 2009 (3)
- June 2009 (31)
- May 2009 (1)
- April 2009 (7)
- February 2009 (4)
- January 2009 (2)
- December 2008 (15)
- November 2008 (21)
- October 2008 (21)
- September 2008 (27)
- August 2008 (11)
- July 2008 (11)
- June 2008 (28)
- May 2008 (18)
- April 2008 (3)
- March 2008 (5)
- February 2008 (2)
- January 2008 (2)
- November 2007 (1)
- October 2007 (1)
- September 2007 (1)
- August 2007 (4)
- July 2007 (6)
- May 2007 (1)
- April 2007 (1)
Disclaimer
The Apnapaisa Blog specifically disclaims any responsibility for any loss, actual or consequential, caused due to any decisions taken on the basis of any material appearing on the blog. Please consult your personal finance advisor, insurance agent, or broker before taking any decision to buy any financial product.